pine

Personal finance, without the noise

Pine is a finance toolkit for tracking your money and analyzing your investments. The tools below are free to use — sign in to connect your accounts and unlock the full dashboard.

Trade Performance

Cumulative returns, drawdown charts, monthly heatmaps, alpha vs. benchmarks, and tax impact estimates for your trading strategy.

View Trades

Rent vs. Buy

Compare the true long-term cost of renting against buying, accounting for opportunity cost, appreciation, taxes, and maintenance.

Open Calculator

Monte Carlo Simulator

Run thousands of portfolio simulations to estimate the probability of reaching your financial goals under different market scenarios.

Run Simulation

Amortization Calculator

Break down your mortgage into a full payment schedule. See monthly principal vs. interest, remaining balance over time, and total interest cost.

Calculate

Opportunity Cost Calculator

Compare saving vs. investing over time. See how much more you'd end up with by putting your money in the market instead of a savings account.

Compare